For women whose husband or partner has died

Make sense of your money after loss.

Bea is an AI financial guide for the first year after loss. Work through your finances with guided steps and conversation, by voice or text, so you can understand your choices and decide what to do next.

A woman sits at her table in morning light with a cup of coffee and an open notebook, her golden retriever resting his head on her lap

Help with the financial decisions that come first.

What needs my attention now?

Understand what’s already underway after a death and which steps need your involvement, so you can choose where to begin.

Can I cover the bills?

Get a clearer picture of the cash you can access and the expenses ahead, so you can plan for the next few days.

What happens to my health coverage?

Understand your coverage options and the enrollment dates that apply to your situation, so you can plan for continued coverage.

How do I protect our identities?

Learn the steps to protect your credit and your partner’s records, and what to do if something looks wrong.

A first look at Bea.

A collections call leaves Anna unsure what she owes or how to respond. In this illustrative conversation, Bea helps her work out what to ask before deciding what to do.

Fictional, scripted example of the experience in development.

Bea’s Home screen: Here’s your space, Anna. Four topics are listed: Keeping the Lights On, What’s Already in Motion, Protecting What’s Yours and Staying Covered, with Stop for today at the top — Anna’s Home, where each of the four questions has its own place. Anna is an example.

Help finding where to begin.

You can bring a question or let Bea guide you through getting started. Her questions help you identify a financial concern to work on, based on your circumstances.

Room to go at your pace.

Ask Bea to explain something again or focus on one part of a decision. You can pause and return to what you were working on when you’re ready.

Built with your safety in mind.

Responsible AI is part of how Bea is being built and tested.

Guidance checked against official sources.The financial guidance in Bea’s chapters is checked against official sources. Phone numbers and links come from a maintained source list.
The decisions stay with you.Bea explains options and helps you prepare questions for a professional. You choose what to do.
You choose whether to share conversations for review.Human review of your conversations is opt-in, for improving Bea and checking how she responds.
Support on the hard days.If it sounds like you could use more support, Bea tells you where to find it, including the 988 Lifeline and Crisis Text Line. She stays in the conversation with you.

Be part of Bea’s free beta.

The beta is an early version of Bea, focused on the four areas above. Use her to work through a financial concern and help shape what we build next.

What participating involves

The feedback period is four weeks. We’ll ask for one short check-in about your experience and invite you to answer five questions about your financial wellbeing at the start and again at the check-in. An interview and longer follow-up are optional.

What we’re testing

Bea’s design draws on grief research, Nicole’s experience as a grief educator, and conversations with women after a partner’s death. The beta will test whether Bea’s approach to supporting financial decisions improves women’s financial wellbeing.

The goal is to help you make financial choices you understand and build a future on your own terms.

A woman walks a garden path in dappled sunlight with her golden retriever on a lead

Nicole Collins smiling outdoors in a cap and glasses, with Hank, her golden retriever, beside her

From the founder and her granddog, Hank.

I’m building what I needed, and couldn’t find.

When my partner died, I faced hundreds of financial and legal decisions alone, while I was exhausted, heartbroken, and grieving. I couldn’t find the guidance I needed to make sense of it all. That’s why I’m building Bea.

I’m Nicole Collins. I’ve spent 15 years building teams and technology at mission-driven companies, and I’m a certified Grief Educator and experience designer. With Bea, I’m bringing that experience to a problem I’ve lived.

Bea’s beta focuses on helping women understand their money after losing a partner, see what needs attention, and identify manageable next steps.

My goal is to help women navigate their financial lives on their own terms.

Nicole Collins, Founder & CEO

Your information stays yours.

Choose what you share.
See everything Bea remembers.
Delete any of it, or your whole account, yourself, any time.

Not ready yet? Start with the free guide.

The Financial First Steps for Widows

A free guide to the decisions that matter most in the first 30 days.

The guide comes with Nicole’s free weekly letter, Rebuilding, Badly.